时事通讯

🏠 渥太华房市库存攀升，但需求依然稳健，秋季走势有望平稳

Tue, 07 Oct 2025 14:12:00 GMT

进入9月，渥太华房地产市场延续了夏末的季节性特征：成交量略有放缓，但房源库存继续上升。9月份共成交1,089套住宅，较8月的1,236套和7月的1,318套略有下降。这样的“轻微降温”并不罕见，通常也是春季旺季过后市场逐步进入夏季平稳期的自然表现。

在价格方面，9月份渥太华住宅平均成交价为690,397加元，介于8月份的686,536加元与7月份的695,209加元之间，同比微涨0.3%。整体来看，基准价在调整期内保持相对稳定，说明市场需求依然稳固，即便买家选择更多，价格仍未出现明显波动。

活跃挂牌量方面，9月共有4,388套，高于8月的3,971套和7月的4,205套。这种库存上升标志着市场正逐步摆脱疫情时期的“供应紧缩”，更趋向长期平衡状态。尽管目前库存水平偏高，但市场需求稳定，因此房价仍保持平稳。库存月数（Months of Inventory）从8月的3.2个月上升至4.0个月，显示买卖双方力量更加均衡。

9月17日，加拿大央行将基准利率下调25个基点至2.5%，理由是全球经济增长放缓及通胀压力缓解。利率下调叠加渥太华稳定的市场需求与健康的供需平衡，预计将鼓励更多首次购房者入市，为接下来几个月的市场带来更多活力。

OREB主席表示：“9月份再次验证了渥太华市场的韧性，成交量同比上升约2.4%，即便新房源不断增加，房价依然保持稳定。从细节上看，联排屋（townhouse）成为支撑市场稳定的关键力量，而独立屋的走势趋于温和。虽然渥太华住房类型愈加多元，库存持续增长，但‘中间型住房’（如联排屋）的供应仍不足，这正是OREB持续呼吁政府改善的方向。”

📊 渥太华住宅市场总体情况

从整体数据来看，2025年截至目前，渥太华共成交11,025套住宅，比2024年同期增长3.9%。

9月份所有成交房源的平均价格为690,397加元，同比上涨0.3%。
截至今年9月底，年初至今的平均成交价为699,910加元，较去年同期增长2.7%。

9月份住宅成交总金额约为7.51亿加元，同比增长2.8%，房地产仍是支撑渥太华经济的重要力量之一。

在挂牌方面，9月份新增挂牌2,832套，较去年同期增长19.3%；活跃挂牌总数为4,388套，同比上升19.4%，比过去五年的同期平均水平高出约21.8%。

目前的库存月数为4.0个月，较8月的3.2个月上升。一般而言，4个月左右的库存被视为市场趋于平衡的健康信号。

💰 MLS®房价指数（HPI）

根据MLS®房价指数（Home Price Index），9月份渥太华的综合基准价为627,200加元，同比微涨1.1%。

分房型来看：

独立屋（Single-family homes）：基准价为697,200加元，同比上涨1.0%。
联排屋（Townhouses）：涨幅最大，上升7.8%至462,800加元。
公寓（Apartments）：则略有下滑，下降1.7%至408,200加元。

📈 总结来看：
渥太华房地产市场在库存增加的同时，需求依旧稳定。房价保持坚挺，成交节奏温和，市场正在逐步回归健康平衡。随着利率下调及房源供给增加，秋季市场有望迎来更多首次买家入场，整体走势将以“稳中向好”为主。

🏠 渥太华房市库存季节性上升，但需求依然稳定

Mon, 08 Sep 2025 18:21:00 GMT

进入2025年8月，渥太华房地产市场为买家提供了更多选择，市场格局也出现了一些细微变化。整体来看，需求依旧健康，供应则持续增长。8月的活跃挂牌量达到3,971套，比过去五年的8月平均水平高出约37%。

库存的上升并非市场风险信号，而是典型的季节性趋势。渥太华房市一向遵循明显的周期规律——夏末通常是新房源增加的时段，为秋季旺季做准备。从销售与新挂牌比例（58.3%）以及库存月数（3.2个月）来看，买卖双方依然保持平衡，说明需求正在稳步跟上供应。

需要注意的是，2020年和2021年由于疫情影响，活跃挂牌数量异常偏低，因此会干扰五年平均水平的参考意义。如果排除这两年、改以疫情前的2018和2019年为对比基准，2025年8月的库存仍比修正后的五年平均值高出约33%至34%，这能更准确地反映当前市场在历史水平中的位置。

从房型来看，不同类别的走势继续分化：独立屋价格整体保持稳定，联排屋表现最为坚挺，而公寓市场，尤其是市中心板块，依然偏软。这也意味着不同地段和房型的市场机会差异明显，买家可以根据自身需求和预算灵活选择。

对买家而言，目前“高库存+稳定需求”的组合提供了一个相对理想的入市窗口期——市场上房源更多，谈价空间更大，买家拥有更充足的主动权。与此同时，安省其他地区的销售放缓与供应增加也值得关注，部分区域已有回暖迹象，未来几个月或将迎来改善。

OREB候任主席表示：“8月对渥太华房地产市场来说是活跃的一月，整体价格呈上行趋势，销售强于往年同期，即便夏季行情逐步收尾。虽然不同房型的价格走势不尽相同，但整体来看，渥太华市场在秋季到来前重新焕发了活力。我们看到买卖双方都重新回到市场，反映出市场结构健康平衡。接下来我们仍需关注宏观经济因素，例如加拿大的就业趋势及美加贸易政策，这些都有可能影响未来几个月的市场表现。”

📊 渥太华住宅市场总体活动

2025年8月，渥太华房地产局（OREB）区域共成交1,236套住宅，较7月的1,318套和6月的1,602套有所回落，但比去年同期增长12.1%。连续两个月成交量小幅放缓符合春夏交替的季节规律，也为即将到来的秋季活跃期打下基础。

从年初至今，渥太华共成交9,368套房屋，比2024年同期增长4.1%。

8月所有成交房源的平均售价为686,536加元，同比上涨3.6%。
截至目前，2025年前八个月的平均成交价为700,828加元，比去年同期上涨3%。

整个8月，渥太华房地产市场成交总金额约8.5亿加元，同比上升16%，房地产依旧是推动本地经济的重要动力之一。

在挂牌方面，8月新增房源2,121套，比去年同期增长8.6%；活跃挂牌量为3,971套，同比上升13.3%，较过去五年平均水平高出37%。

库存月数（Months of Inventory）保持在3.2个月，与上月及去年8月持平。一般而言，3至4个月的库存被认为是市场平衡的健康区间。这说明尽管房源充足，买家的购买需求依然稳定，市场供需关系总体平衡。

📈 总结来看：
8月的渥太华房市在供应上升的同时，需求依然保持稳定。价格稳中有升，成交节奏健康，市场整体处于理性状态。随着秋季到来、买家重新入场，预计渥太华市场将继续保持韧性，在稳健中前行。

📊 渥太华房市依旧稳中有升：不大涨也不塌，最适合安心过日子

Fri, 01 Aug 2025 17:26:00 GMT

全国不少城市的楼市今年都在“跷跷板”，
但渥太华依旧稳得像块老石头。💪

原因嘛，工作岗位稳、人口还在涨，再加上这城市天生节奏慢，
所以波动不大。

📈 房市数据一览

2025年7月，渥太华一共卖出了 1,318套房，比去年7月多了 4.9%。

今年截至7月，一共成交 8,704套，比去年同期多 3.1%。

平均成交价 $695,209，比去年涨了 2.2%。
年初到现在的平均价是 $702,840，同比涨了 3%。

总成交额高达 9.2亿加币，比去年多了 7.2%——
对本地经济的带动可不是闹着玩的。

🏠 挂牌与库存

7月份新挂牌房源 2,549套，比去年涨了 17.1%。
目前在售 4,205套，比去年多 14%。

库存略升到 3.2个月（去年是2.9个月）。
3个月的库存被业内称为“平衡市场”，
也就是说——买卖双方都不用急，正是谈价的黄金期。

📍总结一句话：
渥太华房市没惊喜，但很踏实。
如果你是打算“稳健投资+安心生活”的类型——
这城市，依旧是加拿大的“人生优选配置”。😎

房市反向出招！渥太华6月成交火出圈，涨跌背后有门道

Tue, 08 Jul 2025 20:43:00 GMT

大家都说，夏天是房地产的淡季，卖家躺平，买家放飞，房市一片佛系……
结果渥太华6月直接来了一波反向操作，成交量不但没躺，还站起来跳舞了。

根据渥太华房地产局（OREB）刚刚发布的数据：2025年6月通过MLS系统一共卖出了1602套房子。虽然比5月少了11.34%，但比去年同期多了整整10.6%，而且还比过去5年6月的平均水平高出3.8%。

也就是说：
不是市场不努力，是春天被延迟了，夏天才刚上线。

OREB主席Paul Czan也公开表示：
“这是我们近几年最忙的一个6月。”
“挂牌的房源同比增加了13.8%，买家手里的选择变多了。”
不过他也顺便给卖家泼了个小冷水：
“现在的市场节奏变了，卖家必须提前部署，不能再靠‘房子随便卖，闭眼都能涨’那一套了。”

简单翻译一下就是：
躺赢的日子过去了，现在是卷起来卖房的时候了。

一言不合就上数据，房价到底涨了没？

来，看大盘。

2025年6月渥太华的综合房价基准是$634,300，同比涨了1.6%。
单独看各类物业：

独立屋：$707,600，涨了1.6%，稳中带升
镇屋/排屋：$467,900，涨幅高达9%，简直是房市小猛虎
公寓：$411,500，同比还跌了0.6%，有点掉链子

至于平均房价（注意是“平均”不是“基准”，两者有差别）：
$723,152，同比涨了5.2%。
这意味着，咱大渥太华的房子，还是挺能打的。

房产总交易额更是直接干到了11.5亿加币，比去年6月上涨了16.3%。
这波操作，就问谁不服？

不过OREB还是贴心地提醒一句：
平均价格只适合观察整体趋势，具体到某套房子升没升，还得看具体地段、户型和房况——
买房这事儿，数据看热闹，细节才是王道。

你以为库存跟不上？不好意思，还真不是

6月新增挂牌2933套，比去年多了13.8%，比五年平均还高出6.6%。
市场上的活跃挂牌总数也升到了4350套，比去年多了11.6%，比五年平均直接暴涨42.6%。

库存月数（就是按照当前销售速度，要多久卖完市场上现有房子）：
稳定在2.7个月，和去年差不多。

这意味着什么？
供需关系正在慢慢变得平衡，买家不再是十人抢一房的局面，卖家也得把定价这件事当回事了。

公寓为什么拖后腿？背后故事有点多

公寓这波属实有点疲软：销量整体下滑了20%，主要原因包括：

新建公寓数量猛增：选择变多，竞争加剧
贷款利率高企：买房成本水涨船高，首购族压力大
管理费上涨：分层管理费（Strata Fees，一种物业管理费，通常用于共管住宅，如公寓、联排别墅等，的维护和管理，费用按照每个业主所拥有的单位面积或份额分摊）走高，拖了性价比的后腿
个别社区冷热不均：有的地段热，有的地段直接空气盘

说白了，现在买公寓，不能只看价格低，还得掂量一下楼龄、地段、朝向、配套。毕竟住进去的不是钱包，是自己。

房市进入剧本式复苏：夏日缓冲，秋季加速？

虽然现在说全面复苏还为时尚早，但我们确实看到市场正在回归节奏。
夏天对有娃家庭来说，是换房黄金期——毕竟开学前搬家最方便。
等到学生党和返城打工人九月返场，预计秋季市场还会来一波操作猛如虎。

换句话说，现在是买房看机会、卖房拼表现的关键窗口。
不论你是房主、刚需还是投资人，别被夏季清淡期这张旧剧本给骗了——
现在是拼产品力、性价比和心理战术的时候。

最后的碎碎念

渥太华的房市没你想的那么冷清，但也没去年那么燥热。
这波行情，是市场理性回归后的平稳型回血：不内卷、不躺平、靠实力说话。

你是想靠买房卡位生活，还是趁着行情调整做波操作，
关键在于一个字：会。

会选、会比、会谈、会抢——
房地产的核心，始终不是价格，而是选择+判断。

而我们就是你身边的冷静型好人：
帮你踩准节奏、避开坑、拿捏时机，一起赢在市场回暖的前夜。

房子不止是砖头和瓦块，它是一种选择，是你对生活的定义。
夏天来了，风没停。下一站，轮到你出招了。

🛎 渥太华房市稳定在线，春天来晚但买家信心回暖！

Fri, 06 Jun 2025 20:33:00 GMT

还以为春天没了，其实只是晚点到了。2025年5月，渥太华房地产局（OREB）通过MLS®系统记录的成交量达1807套，比4月直接暴涨33.1%，虽然跟去年5月比“只”涨了14.9%，但也比五年平均水平多了2.5%。看样子，春天虽然姗姗来迟，但市场真的回暖了！

OREB主席Paul Czan说得很实在：“今年前几个月的成交量跟2024年基本持平，但5月这个突然的爆发，明摆着是‘迟到的春天’来了。四月大家都忙着看联邦大选，没空看房子。现在大选尘埃落定，挂牌数量上来了，库存保持稳定，买家们也开始‘杀’回市场了！”

不过他也提醒一句：“房子多了，卖家之间竞争更激烈了，定价策略和房屋展示的专业度变得比以往更重要。”

他还补了一句关键的：“跟多伦多、温哥华那些开始观望摸鱼的市场相比，咱渥太华还是挺稳的。挂牌价和成交价差距不大，交易依然活跃。而且加拿大央行最近利率按兵不动，算是给买家吃了颗定心丸——觉得不会错过更低利率，所以更加愿意出手。”

📊 价格数据一览，干货请收好：

整体基准价（HPI）：$629,800，年涨0.8%
独立屋：$700,000，年涨0.6%
镇屋 / 联排别墅：$446,900，年涨3.4%
公寓：$404,700，年跌3.6%
5月平均成交价：$728,623，年涨4.8%
总成交金额：$13.16亿，比去年5月多卖了20.4%

小贴士：OREB提醒，平均价格只是用来观察整体趋势的，不能代表某一套房子具体涨了还是跌了。

📦 库存 & 挂牌新动态：

新挂牌数量：3430套，比去年5月涨8.7%，比五年平均高15.8%
总在市房源：4347套，年涨13.5%，比五年平均高54.2%
库存月数（MOI）：2.4个月，与去年同期持平

注：OREB因为正在系统升级到PropTx，暂时没法提供10年平均数据。

📣 一句话总结：

渥太华房市虽然不是那种“王炸”级热度，但胜在稳中带劲、买家回归、卖家出手要抓紧。如果你是买家，现在真的可以开始认真看房；如果你是卖家，也别以为挂牌就能卖——拼的，是颜值+价格双buff！

📈 渥太华楼市回暖，行情稳中带劲！春季市场“加油中”，买家信心正在回血！

Tue, 06 May 2025 21:00:00 GMT

2025年4月，渥太华地产局（OREB）通过MLS®系统共成交1306套住宅，环比3月上涨18.4%，虽然比去年同期少了11.2%，但已经明显感受到：市场在慢慢复苏，氛围正在回血！

不过别急着嗨！这波回暖虽然来得不算猛，但很真实：

比五年平均低了17.6%
比十年平均低了16.2%
📉 看似不高，但别忘了去年行情水分太大，今年是在更理性的基础上慢慢往上爬。

🏘️ 选手们的心态也变了：

OREB主席Paul Czan说得好：“虽然比去年差点火候，但4月环比明显增长，是个积极信号。库存量依旧高于过去几年水平，说明市场逐渐从卖方转向更平衡状态。”

他还加了一句很有料：“大选尘埃落定，政策预期明确，买家开始陆续回归战场——不过不再冲动下offer，而是稳着来、挑着买、加条件、慢慢选。”

而卖家这边呢？也必须接受现实：房子可能要多挂几天，不再是一上架就爆单的时代了。
所以现在的玩法是——定价合理+房子够吸引人，还是能吸引多个买家抢单。

对于后市，他也放话了：“接下来要重点关注联邦政府落实的各项住房新政，比如提升供应、改善可负担性、扶持首套买家这些计划是否真正落地，能不能带动渥太华这个市场产生实质变化。”

📊 重点数据来了，看懂就是赚到：

🏡 房价方面：

全市MLS® HPI基准价：$631,200，比去年涨了1.1%
独立屋基准价：$703,200，年涨1.0%
镇屋/联排：$440,000，年涨4.4%（最能打！）
公寓基准价：$404,000，年跌2.8%
平均成交价：$707,180，年涨0.4%
4月总成交额：9.235亿加元，比去年跌了10.8%

💡 提醒：平均价只能看趋势，不能直接说明你家房子涨没涨！每个社区情况都不一样，别被大数据误导了！

🗂️ 库存 & 挂牌情况：

4月新挂牌数量：2589套，同比小跌3.8%，但仍高于五年平均2.8%、十年平均5.6%
活跃挂牌量：3834套，同比暴涨21.4%，直接高出五年平均86.9%、十年平均51.3%
市场库存周期：2.8个月（去年是2.1个月），买家们终于可以不用抢破头了！

🛠️ OREB还专门修正了这份报告的数据——之前因为系统换成新平台PropTx时出现了重复统计问题，现在已经纠正，数据准确无误，放心吃瓜！

🧠 一句话总结：

📍 渥太华楼市正在从冷淡期慢慢升温。买家不再盲冲，卖家不能再任性，未来谁能赢？答案是：懂得顺势而为、精准出击的人。

如果你是准备上车的买家，现在正是时候开始看房谈判；
如果你是想挂盘的卖家，现在更要花心思在定价和展示上，打好心理战和时间战！

想知道你家房子目前大概值多少？
想判断你心仪的社区是不是涨势靠谱？
欢迎来撩我们，一份分析+一套策略，
助你在动荡中稳稳拿捏市场节奏！📩

渥太华楼市稳住了！春天的买房冲冲冲要来了？

Tue, 01 Apr 2025 21:40:00 GMT

三月的渥太华房地产市场，就像最近的天气，虽然还有点凉飕飕，但已经能感受到一丝春意在蠢蠢欲动。

根据渥太华地产局（OREB）最新数据，2025年3月通过MLS®系统成交的住宅数量为1103套，比去年同期下降了6.2%。
这成绩呢，说不上惊艳，只能说是平平无奇——比五年平均水平低了24%，比十年平均低了19.3%，属于认真上分但暂未超神的节奏。

OREB主席Paul Czan表示：“虽然同比小幅下滑，但从月度趋势看，市场确实在回暖，春季市场开始加速启动了。买家卖家们都还在观望，可能是因为经济形势迷雾重重，加上联邦大选将至，大家都捏着钱包不敢乱动。但现在利率比较友好，不少人开始从等等党变成上车党。”

Czan还提醒说，接下来的贸易和关税问题可能会影响新房开工，供需紧张的老问题可能会被放大。“市政府需要继续和开发商、居民等多方合作。我们也很高兴参与了关于新版分区法规的讨论，该法规以增加住房选项为核心，希望能帮渥太华的居民实现‘住有所居’。”

数据来了📊 —— 房价板块：

MLS®综合基准价格：$626,200，同比上涨2.2%
独立屋基准价：$698,700，年涨2.7%
镇屋/排屋基准价：$431,200，涨幅3.0%
公寓基准价：$400,900，同比下跌4.3%（打工人首选承压）
三月平均成交价：$685,866，和去年打了个平手
总成交额：$7.57亿，同比减少6.2%，市场体量略缩水

数据来了📈 —— 挂牌 & 库存板块：

新挂牌房源：2,221套，同比上涨4.1%，但仍低于五年 & 十年平均线
市场活跃房源数：4,319套，同比暴涨60.3%，库存那叫一个充足
当前库存月数：3.9个月，去年同期是2.3个月，买家从抢破头到慢慢挑

一句话总结：

渥太华楼市现在进入冷静回温期，买方市场正在悄咪咪上线，利率友好再加上房源多多，适合买家抄底练手。
当然，大环境依然不确定，上不上车还得看个人情况，建议多刷房源、理性判断、少跟风上头。

渥太华2025年2月楼市速报：成交量下滑，房价坚挺，买家卖家都在观望！

Mon, 10 Mar 2025 20:49:00 GMT

渥太华的楼市最近有点波澜不惊的意思。根据渥太华房地产委员会（OREB）MLS®系统的数据，2025年2月总共成交了809套房，同比下降10.2%。这数字比五年平均值低了19.1%，比十年平均值低15.4%，成交量显得有些冷清。

成交量下降，市场观望情绪浓厚

OREB主席 Paul Czan 分析说：“渥太华的交易活跃度放缓了，但房价依然稳得住。虽然房源供应有所增加，但市场的不确定性还是让买家和卖家有些拿不定主意。一些之前选择观望的卖家现在开始上市，给买家带来了更多选项。需求方面，某些价位段依然有热度，但成交节奏不太稳定，卖家要想顺利出手，定价得讲究策略，房子也得收拾得像样，不然可能会无人问津。”

他还补充道：“加拿大央行的利率政策直接影响买家的购买力，再加上最近的关税调整和即将到来的选举这些大事，买家和卖家的心态都在微妙变化。随着春季市场临近，如果利率能小幅下调，市场信心再回暖一些，买家活跃度可能会明显提升。”

数据速览：房价走势如何？

房价方面，MLS®房价指数（HPI）比平均价或中位价更能准确反映趋势。2025年2月，综合基准价达到65.83万加币，同比上涨4.4%，走势稳中有进。

独栋房基准价71.98万，同比微涨1.3%，涨幅不大但很扎实。
联排房/镇屋基准价43.8万，同比下跌11.6%，表现有点疲软。
公寓基准价45.93万，同比上涨4.5%，依然挺受欢迎。

平均成交价方面，2月卖出的房子均价为66.9945万加币，同比上涨1.4%，表现还算稳定。不过总成交额5.419亿加币，同比下跌8.9%，毕竟成交量减少，金额自然跟着缩水。OREB提醒大家：平均价适合观察趋势，但不能用来判断具体房子的价值变化，毕竟每个小区的行情都有差异，这点大家都明白。

库存和新盘：房源增加，选择变多

新房源方面，2025年2月同比增加4.8%，新增1668套住宅，比五年平均值高10.8%，比十年平均值高6.7%，感觉卖家们都在趁势出击。到2月底，市场上的活跃房源达到3735套，同比暴增61.4%，比五年平均值高95.7%，比十年平均值高51.4%，这库存量对买家来说简直是福音。

库存月数从去年的2.6个月升至4.6个月，意思是按当前成交速度，清空库存得花4个多月。卖家看到这数据，估计心里会有些压力。

小结：买还是卖？看你敢不敢出手！

总的来说，渥太华楼市现在是稳中有变。成交量虽然不够亮眼，但房价依然坚挺，库存量也多得让人挑花眼。春季市场即将来临，如果利率能再给点力，买家可能会活跃起来。

所以，大家是准备入手还是再等等？欢迎留言分享你的看法，别总是默默围观哦！

渥太华市场升温：挂牌房源增多，买家谨慎回归

Fri, 07 Feb 2025 21:44:00 GMT

2025年1月，渥太华地产局（OREB）MLS®系统共成交617套房屋，同比下降4.2%。

1月的成交量比过去五年均值低13%，比过去十年均值低9.6%。

“随着更多房源入市，买家们逐渐回归，渥太华的房地产市场开始热闹起来。” OREB主席Paul Czan表示，“许多买卖双方之前都在观望，等待更有利的市场环境。而最近的一次降息，再加上未来可能会进一步降低的利率，让市场情绪逐渐转向乐观。不过，虽然供应有所增加，市场上合适的房源仍然紧缺，这也导致了一些房子一上市就被抢，而另一些则无人问津。卖家们要想吸引买家，定价要有竞争力，房子也要‘精修打扮’才能在这变动中的市场占得先机。”

“近期加拿大央行降息、美国新关税政策的影响，以及即将到来的省选和联邦大选，让市场变数增多。” Czan补充道，“但市场信心正在回升，预计未来几个月将有更多买家入市，交易量也会相应增加。”

数据说话——房价走势

MLS®房价指数（HPI）比均价或中位数更能精准反映市场价格趋势。

2025年1月，MLS® HPI综合基准价格为64.99万加元，同比上涨5.2%。
独立屋基准价格为71.3万加元，同比上涨2.3%。
联排别墅/排屋基准价格为44.8万加元，同比下降3.9%。
公寓基准价格为43.69万加元，同比上涨4.5%。
2025年1月，房屋平均成交价为67.03万加元，比2024年同期上涨5.8%。
1月的成交总额达到4.135亿加元，同比上涨1.3%。

⚠️ OREB特别提醒：平均房价只能看市场趋势，不能简单认为你家房子就一定涨了或跌了。不同社区的价格波动各不相同，不能一概而论。

数据说话——库存 & 新挂牌

2025年1月新增挂牌1,359套，比2024年1月增长3.0%。
1月新增挂牌量比过去五年均值高14.1%，比过去十年均值高9.3%。
截至2025年1月底，市场上共有3,312套活跃房源，同比大增57.3%。
当前活跃房源比过去五年均值高90.6%，比过去十年均值高48.9%。
2025年1月底的库存月数为5.4个月，而2024年同期为3.3个月。

📢 **库存月数（MOI）**代表：如果不新增房源，按照当前销售速度，需要多久才能把市场上的存量房全部卖完。库存月数越高，通常说明市场上房源较多，买家议价空间更大。

🔮 2025年市场前瞻：房源充足，买家回归，但‘性价比’仍是市场决胜关键！

买家们虽然逐步回归，但挑选心态更为谨慎，真正“动手”的还需要进一步刺激。随着市场上的房源逐渐增多，未来几个月的市场活跃度值得期待！

渥太华 MLS®12月市场收官，2024 画上乐观句号

Fri, 10 Jan 2025 21:37:00 GMT

2024年12月，渥太华地产局（OREB）MLS®系统共售出613套房屋，比2023年12月增长7.9%。

不过，12月的成交量仍比过去五年均值低6.8%，比过去十年均值低2.7%。

按全年计算，2024年共售出13,526套房屋，同比上涨11.8%。

**“观望了一整年，终于在假期季迎来了预料中的冷静期。”**OREB主席Paul Czan表示，“下半年市场确实释放出更多利好信号，比如连续降息、房贷上限提升、还款周期延长等。但这些政策能起多大作用还得继续观察。同时，市场仍然面临负担能力和房源短缺的老大难问题，买卖双方都在拉扯。”

**“目前的挂牌情况表明，卖家们普遍认为市场将好转，买家也跃跃欲试，但仍处于‘等等党’模式，没到真正出手的阶段。”**Czan补充道，“大家都在盯着市场，但由于可选的‘实惠房源’仍然有限，导致交易节奏被拖慢。虽然市场环境在改善，但供应量跟不上节奏，短期内市场依然有点‘卡’。加上即将到来的政治变动，也让市场多了一丝不确定性。不过总体来看，未来几个月市场活跃度可能会继续上升。”

数据说话——房价走势

MLS®房价指数（HPI）比均价或中位数更能精准反映市场价格趋势。

2024年12月，MLS® HPI综合基准价格为64.58万加元，同比上涨3.8%。
独立屋基准价格为72.93万加元，同比上涨3.7%。
联排别墅/排屋基准价格为53.32万加元，同比大涨11.3%。
公寓基准价格为40.44万加元，同比下降2.5%。
2024年12月，房屋平均成交价为66.38万加元，比2023年同期上涨4.4%。
全年平均成交价为67.91万加元，同比上涨1.3%。
12月的成交总额达到4.069亿加元，同比上涨12.7%，全年成交总额为92亿加元，比2023年增长13.3%。

⚠️ OREB特别提醒：平均房价只是用来观察趋势，不能简单认为你家房子就涨了或跌了。毕竟，不同社区的价格波动各有千秋。

数据说话——库存 & 新挂牌

2024年12月新增挂牌603套，比2023年12月增长13.6%。
12月新增挂牌数比过去五年均值高3.5%，但比过去十年均值低2.7%。
截至2024年12月底，市场上共有3,216套活跃房源，同比大增58.7%。
当前活跃房源比过去五年均值高90%，比过去十年均值高51.4%。
2024年12月底的库存月数为5.2个月，而2023年同期仅为3.6个月。

📢 **库存月数（MOI）**的意思是：如果不新增房源，按照当前的销售速度，需要多久才能把市场上的存量房全部卖完。库存月数越高，通常说明市场上房源充足，买家议价空间大。

🔮 2025年市场前瞻：卖家摩拳擦掌，买家仍在等待“天时地利人和”！

目前来看，市场情绪在升温，但价格和交易节奏仍然受限于库存和政策环境。随着买卖双方的心理博弈继续，2025年初的市场表现值得期待！

渥太华房地产市场稳步回暖

Tue, 10 Dec 2024 01:34:00 GMT

2024年11月，渥太华地产局（OREB）通过MLS®系统成交的房产总数为1059套，比10月份的1179套稍稍降温了些。不过不用紧张，这波市场起伏可是很科学，毕竟五年平均值还差了3.1%，十年平均值也不过少了0.5%。

让人眼前一亮的是，从年初到11月底，总成交量达到了12,882套，比2023年同期暴涨了11.8%。这年头，渥太华房市可真是卷出了新高度啊！

买家不急？大概是在等王炸

前OREB主席Curtis Fillier表示，渥太华的市场正在努力从2023年的低迷中恢复，但买家似乎还没按下买入按钮。原因嘛，很简单：

利率——大家都盯着它什么时候再降点；
新规——12月即将上线的延长贷款年限和提高违约保险上限，买家们更想持币观望，看看这些能让预算多大幅度膨胀。

至于卖家嘛，Fillier解释道，手头宽裕的卖家已经决定苟一苟，等明年春天市场再热一热。现在这个季节，大雪一盖，房子的卖点都藏起来了，还不如过个节再说！

看价格，聊数据

MLS®价格指数

整体基准价：$636,700，同比上涨1.5%；
独栋别墅：$722,400，同比上涨2.1%；
联排别墅：$491,500，同比小涨0.3%；
公寓：$406,200，同比下降3.7%。

均价

11月成交均价：$667,098，同比上涨4.6%；
年初至今均价：$679,797，同比小涨1.2%。
注意：均价只是一个趋势参考，具体房价还得看具体地段！

成交额

11月总成交额：$7.064亿，暴涨51.8%。

看得出来，尽管市场冷暖交替，房价还是稳中带涨，真是给房票党添了点底气！

新增房源&库存：冬天来了，库存涨了

11月的新挂牌量为1352套，比去年同期少了7.3%。不过别怕，年底库存可是肉眼可见地丰厚：

活跃挂牌：4036套，同比暴涨38.2%；
库存月数：3.8个月（去年同期是4.0个月）。

意思就是，现在房源比过去五年和十年的平均值都高，不管是自住还是投资，机会都不少！

总结一下，渥太华的房市正在经历一场慢牛复苏，节奏虽然稳得让人挠墙，但总归是朝着好的方向走。

对买家来说，现在是观察机会的好时机；对卖家来说，春天可能更适合进场秀操作。最后，欢迎大家一起围观，看看12月的新规能不能给这波行情添点猛料！

渥太华二手房市场消费信心逐渐回暖，买家们“观望”变“出手”？

Wed, 06 Nov 2024 20:23:38 GMT

10月，渥太华房地产委员会（OREB）MLS®系统上的房屋成交量达到了1,179套，相比上个月的1,047套有所增加。虽然和过去五年平均水平相比低了3.9%，但相比十年平均也仅低了0.9%，可以说是稳中有升。

截至10月，2024年全年累计销售量已达到11,662套，比去年同期增长了9.4%。

OREB主席Curtis Fillier表示：“渥太华市场的销售活动明显上扬，这尤其有趣，因为今年的市场不像往年那样波动大，而是持续活跃。消费信心在逐渐增强，主要还是受益于加拿大银行的连续降息。不过，很多人还在‘等下一波’降息。”

就在加拿大央行将利率再降50个基点的同时，安省也发布了秋季经济声明，将2024年的住房开工数预期下调至81,300套，比原计划的125,000套相去甚远。安省政府将利率高企和经济环境艰难归为开发商面临的主要挑战。

Fillier指出：“供应问题依旧棘手。渥太华的房源库存历来就偏紧，供需平衡随时可能倾向卖方市场，这对房价和可负担性影响非常大。要解决问题，必须采取一些新举措，出台创新政策，来增加急需的库存。”

最近，OREB的领导人和志愿者还与加拿大房地产协会一道前往国会山，向政策制定者提出应对住房供应危机的具体建议。凭借对市场情况和消费者需求的了解，房地产经纪人们建议通过投资预制装配式建筑等技术手段来增加供应，并扩大非营利性可负担住房的HST/GST减免政策。

数据一览——房价：

MLS®房价指数（HPI）比均价或中位数更能准确反映房价走势。

2024年10月，MLS®HPI的综合基准价为639,500加元，比2023年10月微涨0.4%。
- 独立屋的基准价为724,500加元，同比上涨0.7%；
- 而联排屋/排屋的基准价则为506,900加元，同比上涨1.6%。
- 相比之下，公寓的基准价为407,500加元，同比下降3.4%。
10月成交房屋的平均价格为668,690加元，同比上涨1.2%。年初至今的综合均价为678,081加元，较去年同期增长0.9%。
10月成交房屋的总金额为7.883亿加元，相较去年同期上涨47.7%。

OREB提醒，平均售价虽然有助于观察趋势，但不代表个别房产的实际涨跌。平均售价是基于所有成交房产的总金额计算的，不同社区的价格可能有较大差异。

数据一览——库存及新挂牌：

10月新挂牌房源数量同比增长10.4%，达到了2,089套，比五年平均高出6.7%，比十年平均高出17%。
截至10月底，活跃房源数量为3,354套，同比增加8.9%，高于五年平均40.6%，也比十年平均高出6.7%。
10月的库存月数为2.8个月，而去年同期为3.8个月。库存月数表示按当前销售速度卖完所有库存所需的月份。

看来，渥太华的房市在“默默发力”，买卖双方都在寻找适合的时机。未来几个月市场会不会继续保持“涨涨涨”的态势？拭目以待！

渥太华房市稳健前行！MLS®销量稳中有升

Tue, 01 Oct 2024 21:02:00 GMT

2024年9月，渥太华地产局（OREB）通过MLS®系统售出了1,047套房屋，比2023年9月增长了11.4%。不过，这一数字依然比五年平均水平低了17.4%，比十年平均水平低了15.4%。截至9月，2024年全年房屋销售总量达到10,485套，同比去年增加了6.4%。“在不断变化的房市中，渥太华秋季市场的前景仍然不错，”OREB主席Curtis Fillier说道。“销售活动活跃，价格保持稳定。与此同时，买家和卖家都在考虑未来可能的降息、更长的还款期，以及保险房贷价格上限的增加，这些因素都在影响他们的购买力。”

Fillier还提到：“最近的一些政策变化令人鼓舞，这将有助于激发市场需求。不过，渥太华的市场一直以来都不是需求的问题，我们更缺的是供应。我们市内的住房建设量严重不足，尤其是‘中端房屋’的缺口很大。” 加拿大按揭与住房公司（CMHC）最近发布报告指出，渥太华的人口调整后建筑量处于近十年来的最低水平。根据渥太华市的进度报告，截至8月底，年度住房目标仅完成了22%。

数据说话——价格趋势：

MLS®房价指数（HPI）比平均价或中位数价格更准确地反映价格走势。

2024年9月，MLS® HPI综合基准价格为64.28万加元，比2023年9月增长了0.2%。
- 单户住宅基准价格为72.9万加元，同比上升了0.5%。
- 相比之下，联排别墅基准价格为50万加元，同比下降了1.7%。
- 公寓基准价格为41.42万加元，同比下降了1.3%。
2024年9月售出房屋的平均价格为68.55万加元，比去年9月上涨了1.4%。截至9月，年初至今的平均价格为67.9万加元，同比增长0.9%。
9月的房屋总销售额达到7.177亿加元，比2023年9月增长了12.9%。

OREB提醒大家，平均售价虽然能够反映长期趋势，但不应作为具体房产增值或贬值的依据。平均价格是基于所有售出房产的总金额计算的，不同社区的房价可能会有差异。

数据说话——库存与新房源：

2024年9月的新房源数量较2023年9月增长了3.9%，共有2,343套新房源发布。新房源数量比五年平均水平高出4.7%，比十年平均水平高出11.6%。
截至9月底，活跃的住宅房源数量为3,529套，比2023年9月增加了16.9%。活跃房源数量比五年平均水平高出43.3%，比十年平均水平高出4.6%。
9月底的库存月数为3.4个月，高于2023年9月的3.2个月。库存月数表示以当前销售速度售出现有库存所需的月份数量。

总的来说，渥太华房市虽然面临供应不足的问题，但市场活动依然旺盛。在政策推动下，未来几个月，市场可能会继续保持这种热度，大家拭目以待！

渥太华火热的夏季楼市有望延续到秋天！

Sun, 01 Sep 2024 20:26:00 GMT

2024年8月，通过渥太华地产局（OREB）的MLS®系统售出的房屋总数达到了1100套，比2023年8月增加了10.2%。不过，这一数字比五年平均水平低了11.4%，比十年平均水平低了14.1%。截至8月，2024年全年房屋销售总量为9444套，同比去年增长了6%。“作为一个季节性市场，整个夏季的活跃度持续不断，确实让人振奋，”OREB候任主席Paul Czan表示。“加上加拿大央行第三次连续降息，我们预计秋季的楼市会更加火热。”

“地产经纪们很清楚，现在购房者最关心的还是负担能力。虽然新房源源源不断地涌入市场，价格也相对稳定，但买家们并不急着出手。他们还是非常谨慎，花时间找到最合适的房源。因此，卖家要有耐心，与一位熟悉最新社区数据和洞察的经纪人合作，才能为房产制定正确的定价策略和销售方案。”

数据说话——房价：

MLS®房屋价格指数（HPI）比用平均价或中位数价格更准确地反映价格趋势。

2024年8月，MLS® HPI综合基准价格为64.6万加元，比2023年8月微跌了0.3%。
- 独栋住宅的基准价格为73.25万加元，同比下降了0.3%。
- 相比之下，联排别墅的基准价格为50.22万加元，同比上涨了0.3%。
- 公寓的基准价格则为41.68万加元，同比下降了1.2%。
2024年8月售出房屋的平均价格为66.03万加元，比去年8月上涨了0.3%。截至8月，年初至今的平均价格为67.83万加元，同比增长0.9%。
8月的房屋总销售额达到了7.263亿加元，比2023年8月增长了10.5%。

OREB提醒大家，平均售价虽然能显示趋势，但不一定能反映某个具体房产的增值或贬值。平均价格的计算基于所有售出房产的总金额，不同社区的房价可能会有所不同。

数据说话——库存和新房源：

2024年8月，新房源数量比去年8月略增了0.2%，总共有1907套新房源发布。这一数量比五年平均水平高了0.2%，比十年平均水平高了0.9%。
截至2024年8月月底，活跃的住宅房源数量为3324套，比2023年8月增加了25.8%。活跃房源数量比五年平均水平高出46.5%，比十年平均水平低了1.3%。
8月末的库存月数为3.0个月，高于2023年8月的2.6个月。库存月数是指以当前销售速度售出当前库存所需的月份数量。

渥太华的秋季楼市，是否会持续这个夏天的“热浪”？咱们拭目以待！

渥太华的MLS®市场迎来夏日小阳春

Wed, 14 Aug 2024 17:53:31 GMT

根据渥太华房地产委员会（OREB）的MLS®系统数据显示，2024年7月渥太华共售出1,241套房屋，同比2023年7月增加了13.6%。

虽然7月的房屋销售量比过去五年的平均水平低了7.1%，比过去十年的平均水平低了8.8%，但今年以来的整体销售情况依旧乐观。截至2024年7月，今年渥太华的房屋销售总量已达8,349套，比去年同期增长了5.5%。

OREB主席Curtis Fillier表示：“夏季市场通常会放缓，但7月的表现令人振奋，可能预示着未来会有更多的增长。买家的信心正在慢慢恢复，而卖家也在持续增加新的挂牌房源。当然，最终能否成交还要看不同社区的房源类型和价格点，毕竟供应和可负担性问题依然存在。”

Fillier还补充道：“虽然现在下结论还为时过早，但最近的一些政策变化可能会带来积极影响。加拿大央行连续两次降息，加上联邦政府为首次购买新建住房的购房者推出了30年按揭期限的政策，这些都将对部分买家有所帮助。然而，这些都是需求侧的政策，渥太华和全国许多城市一样，急需在供应侧采取行动。”

加拿大央行在其《货币政策报告》中指出，市政分区限制和高昂的开发费用是长期以来抑制供应增长的主要挑战。根据安大略省政府的最新数据显示，渥太华在2024年的住房开工目标为12,583套，但目前仅建成1,593套，远未达到目标。OREB及其成员房地产经纪人（REALTORS®）正在积极倡导直接解决城市住房危机的方案，例如允许每块地皮建四个单元以及减少高昂的开发费用。

数据一览——房价篇

MLS®房价指数（HPI）能比平均价或中位数价格更准确地追踪价格趋势。

2024年7月，渥太华MLS® HPI综合基准价格为648,900加元，同比微增0.1%。

其中，独栋住宅的基准价格为734,700加元，同比微跌0.1%。

相比之下，联排别墅的基准价格为506,100加元，同比上涨了3.4%。

公寓的基准价格为422,800加元，同比下降0.9%。

2024年7月房屋的平均销售价格为679,610加元，同比下降了2.1%。而截至7月的全年平均价格为681,082加元，同比上升了1.0%。

7月房屋销售总金额达到8.433亿加元，比2023年7月增长了11.3%。

OREB提醒，虽然平均销售价格可以用来观察长期趋势，但不应以此作为判断特定物业价值涨跌的依据。平均销售价格的计算基于所有已售物业的总金额，不同社区的价格可能会有所不同。

数据一览——库存与新挂牌篇

2024年7月新挂牌的房源数量同比增加了17.1%，总共有2,231套住宅新挂牌。即便如此，新挂牌数量依然比过去五年的平均水平低了6.3%，比过去十年的平均水平低了6.9%。

截至7月底，渥太华市场上活跃的住宅挂牌数量为3,480套，比2023年7月增长了37.0%。活跃挂牌数量比五年平均水平高出了50.6%，但比十年平均水平低了2.3%。

2024年7月底的库存月数为2.8个月，高于2023年7月的2.3个月。库存月数是指按当前的销售速度卖完现有库存所需的时间。

渥太华MLS®市场活动复苏，交易量稳步增长

Tue, 02 Jul 2024 01:24:00 GMT

2024年6月，通过渥太华房地产委员会（OREB）MLS®系统售出的房屋总数达到了1,439套，比2023年6月略微增长了0.1%。

虽然销售量较五年平均水平低了7.5%，较十年平均水平低了13.2%，但从年初至今的销量达到了7,109套，比2023年同期增长了4.2%。

渥太华房地产委员会主席表示：“随着夏季市场的到来，渥太华的房地产活动保持稳定。与近几年不同的是，买家现在有更多的时间和空间去挑选合适的房产，这也导致了市场上房屋停留时间的略微增加。卖家方面，市场库存和挂牌量显示出卖家正在积极行动。经过去年的市场放缓后，渥太华的市场表现几乎恢复正常，并继续取得进展。”

他补充道：“今年夏天和下半年将会非常有趣。随着信心的增强，买卖双方都有充足的机会。对于卖家来说，现在是确保房产最佳状态并合理定价以吸引仍然略显犹豫的买家的好时机。买家则需记住，渥太华的紧俏市场中，库存和竞争水平可能会迅速变化。”

数据分析 - 价格：

MLS®房价指数（HPI）比使用平均价或中位价更能准确地跟踪价格趋势。

2024年6月，整体MLS®HPI综合基准价格为647,700美元，同比下降了0.5%。

单户住宅的基准价格为734,300美元，同比下降0.2%。相比之下，联排/排屋的基准价格为501,500美元，同比下降1.6%。公寓的基准价格为420,800美元，同比下降1.7%。

2024年6月售出的房屋平均价格为686,535美元，比2023年6月增长了0.5%。更全面的年初至今的平均价格为681,345美元，比2023年前六个月增长了1.6%。

2024年6月所有房屋销售的总金额为9.879亿美元，同比增长0.7%。

OREB提醒，平均销售价格在长期趋势分析中有用，但不应作为特定房产价值增减的指标。平均销售价格的计算基于所有售出房产的总金额。价格会因不同社区而异。

数据分析 - 库存与新挂牌：

新挂牌数量比2023年6月增加了4.7%，2024年6月共有2,469个新挂牌住宅。新挂牌量较五年平均水平低0.8%，较十年平均水平低1%。

2024年6月底，活跃的住宅挂牌数量为3,585套，比2023年6月增加了45.5%。活跃挂牌量较五年平均水平高出57.8%，较十年平均水平低1.9%。

2024年6月底的库存月数为2.5个月，高于2023年6月的1.7个月。库存月数是指按当前销售活动速度售出所有库存所需的月数。

赶紧抓住这波市场复苏的机会，无论你是买家还是卖家，现在都是行动的好时机！

五月渥太华MLS®房屋销售：稳中带谨慎

Sun, 02 Jun 2024 01:40:00 GMT

渥太华房地产委员会（OREB）成员在2024年5月售出了1545套住宅物业，比2023年5月下降了9.2%。

“渥太华的早春市场，果然还是那么稳定。”OREB主席说道。新增房源的增加表明，卖家们对市场的信心在逐渐恢复，因为市场活动增加了。不过，一些卖家可能在等待加拿大央行的利率公告，看是否会影响他们的购买力。四年来的首次降息是个好消息，但在供应问题和高房价仍然存在的情况下，预期仍需要谨慎管理。”

“比如，降息无法帮助更多的房屋建造，也无法使其变得更实惠，尤其是在渥太华市不断提高开发费用的情况下——这是OREB坚决反对的反生产性举措。”

2024年5月，整体MLS® HPI综合基准价格为651,300加元，比2023年5月小幅增长了1.2%。

单户住宅的基准价格为736,000加元，同比上涨1.1%。

相比之下，联排别墅/排屋的基准价格为517,500加元，同比增长2.1%。

公寓的基准价格为425,000加元，比去年同期上涨了2.0%。

总的来说，渥太华的房地产市场虽然显得平稳，但仍需在高房价和供应不足的压力下保持谨慎。未来几个月，市场动向将继续受到关注。

渥太华MLS®市场小幅上涨，显示出买卖双方信心回升

Wed, 01 May 2024 15:49:00 GMT

渥太华房地产委员会（OREB）的成员在2024年4月售出了1456套住宅物业，比2023年4月增加了8.9%。

“这就是渥太华典型的春季房地产市场。”OREB主席说道。与最近几年的春季不同的是，买卖双方的互信恢复了。最近的销售活动提振了卖家的信心，上市房源数量的增加就是明证。对于买家来说，疫情市场的压力已经缓解，他们可以从容地寻找最适合自己需求的房产。尽管经济状况让一些人保持观望态度，但总体来说，渥太华的市场依然强劲而稳定，这对买卖双方都是双赢。”

2024年4月，整体MLS® HPI综合基准价格为643,700加元，比2023年4月小幅增长了1.6%。

单户住宅的基准价格为727,700加元，同比上涨1.6%。

相比之下，联排别墅/排屋的基准价格为500,800加元，同比小幅上涨1.0%。

公寓的基准价格为423,100加元，比去年同期上涨了2.1%。

“真正的故事在细节里。”OREB主席说道。“仔细观察哪些房产在卖，卖了多少，可以看出买家的构成在变化。虽然渥太华的大部分市场处于平衡状态，但由于供应减少，联排别墅已经转向卖方市场。单户住宅是最活跃的市场，推动了平均销售价格的上涨。随着人们在即将到来的联邦选举和政府工作人员返岗的背景下继续重新定义后疫情时代的正常生活，接下来的几个月将既有看点又有趣。房产经纪人独有的详细见解和数据对于帮助买家细化他们在特定社区和物业类型上的策略将是无价的。”

渥太华MLS®市场初显春季活跃迹象

Mon, 01 Apr 2024 17:28:00 GMT

渥太华房地产委员会（OREB）的成员在2024年3月共售出1,165套住宅物业，比2023年3月增加了10%。

OREB主席表示：“渥太华的房地产市场总体健康，为即将到来的春夏活跃期奠定了良好的基础。新增和活跃房源的增加表明卖家的信心在上升，观房活动的增加也推波助澜。不过，买家似乎还没有快速行动——这可能是因为负担能力和供应仍是阻碍。”

“但市场正在酝酿变化。人们已经适应了疫情后的生活，重新审视他们的住房需求。有些人选择缩小居住面积或从市郊搬进来，另一些人则在寻找更符合他们所有需求的房产，这在疫情高峰期是不可想象的。这种情况对中档房产市场造成了多重压力，而渥太华的中档市场本来就紧张。即便你已经在房地产市场上，也不意味着你就能高枕无忧。如果你是买家或卖家，打算有所行动，那就不要等太久。”

2024年3月的总体MLS® HPI综合基准价格为636,700美元，比2023年3月上涨了2.7%。

单户住宅的基准价格为719,000美元，同比上涨了2.6%。

相比之下，联排/排屋的基准价格为489,800美元，同比小幅上涨了0.9%。

公寓的基准价格为418,500美元，比去年同期上涨了3.7%。

渥太华MLS®市场开年强劲

Fri, 01 Mar 2024 21:13:00 GMT

2024年2月，通过渥太华房地产委员会的MLS®系统售出了886套房屋，比2023年2月增加了15.2%。

尽管房屋销售数量仍比五年平均水平低13.8%，比十年平均水平低5.7%，但市场表现依然强劲。

“即便价格较高，利率保持不变，渥太华的房地产市场依旧活跃，”OREB主席Curtis Fillier表示，“从各项数据来看，买卖双方都在积极行动。不过，数据无法告诉我们，仍有许多人因为负担能力问题而被排除在外。”

市政物业评估公司（MPAC）最近报告称，“价值低于50万加元的房产在社区中越来越稀缺。”十年前，74%的安大略省住宅房产估值低于50万加元，但现在这一比例仅为19%。

“房产经纪人深知，渥太华的住房需求持久不衰，但我们的市场活动受到了负担得起且合适的供应不足的限制，”Fillier说。“这就是为什么我们目前正在倡导有影响力的措施，比如允许在地块上建造四个住宅单元，取消排他性分区。我们需要填补中间缺失的部分。”

价格数据：

MLS®房价指数（HPI）比平均价格或中位价格更准确地跟踪价格趋势。
2024年2月，整体MLS® HPI综合基准价格为628,500加元，比2023年2月增长了2.8%。
单户住宅的基准价格为708,500加元，同比上涨3.1%。
相比之下，联排别墅/排屋的基准价格为495,000加元，同比小幅上涨0.6%。
公寓的基准价格为417,000加元，比去年同期上涨了2.7%。
2024年2月售出的房屋平均价格为651,340加元，比2023年2月增加了2%。
2024年2月所有房屋销售的总金额为5.77亿加元，比2023年同期增长了17.5%。
OREB提醒，平均销售价格在长期趋势分析中有用，但不应作为特定物业价值增加或减少的指标。平均销售价格的计算基于所有售出物业的总金额。价格因社区而异。

库存和新上市数据：

新上市房源数量比2023年2月增加了29.5%。2024年2月共有1,539个新住宅房源上市。新上市房源数量比五年平均水平高10.3%，比十年平均水平低3.3%。
截至2024年2月底，市场上的活跃住宅房源数量为2,158套，比2023年2月增加了16.3%。活跃房源数量比五年平均水平高59.6%，比十年平均水平低17.7%。
2024年2月底的库存月数为2.4，与2023年2月持平。库存月数是指按当前的销售活动速度，售完现有库存所需的月份数。

渥太华MLS®市场1月回暖，但销售依然缓慢

Thu, 01 Feb 2024 21:31:00 GMT

2024年1月，通过渥太华房地产委员会（OREB）MLS®系统售出了629套房屋，比2023年1月增加了16.5%。

尽管如此，1月的房屋销售量仍比五年平均水平低10.7%，比十年平均水平低3.9%。

“渥太华的市场活动相比去年有所增加，但即使按疫情前的标准来看，市场仍然相对安静，”OREB主席Curtis Fillier说道。“虽然房地产经纪人告诉我们有很多看房活动——部分可能得益于至今温和的冬季天气——但这些看房活动并没有完全转化为销售。这表明买家已经回到市场，但仍然保持谨慎。在疫情期间，买家不得不快速行动，有时不得不选择不完全符合他们要求的房产。而现在，买家利用较慢的市场节奏，花时间寻找完美的房子。卖家应该调整他们的预期，仔细考虑定价和时机策略，并利用房地产经纪人提供的谈判专业知识和本地数据。”

“然而，渥太华的市场条件可能迅速波动，因为我们的供应长期不足，”OREB政策与外部关系经理Brandon Reay补充道。“渥太华需要更多合适且负担得起的房屋来解决住房危机，我们需要增加密度以满足人口需求。如果没有更多的房屋供人们购买，我们无法恢复和超越五年前和十年前的市场活动水平。OREB建议采取直接解决方案进行有意义的政策变革，包括简化安大略土地法庭的流程，取消排他性分区，并允许在住宅地块上建造四个单元。为了达到激进的住房目标，我们需要通过对学院和职业学校的投资来填补劳动力缺口。我们不需要更多反应性和分散注意力的政策，比如联邦政府延长外国买家禁令。”

价格数据：

MLS®房价指数（HPI）比使用平均价格或中位价格衡量价格趋势更准确。
2024年1月，整体MLS® HPI综合基准价格为621,600加元，比2023年1月增长了3.2%。
单户住宅的基准价格为703,500加元，同比上涨3.7%。
相比之下，联排别墅/排屋的基准价格为462,200加元，同比下降2.1%。
公寓的基准价格为418,500加元，比去年同期上涨了3.7%。
2024年1月售出的房屋平均价格为631,722加元，比2023年1月增加了1.8%。
2024年1月所有房屋销售的总金额为3.973亿加元，比2023年同期增长了18.6%。
OREB提醒，平均销售价格在长期趋势分析中有用，但不应作为特定物业价值增加或减少的指标。平均销售价格的计算基于所有售出物业的总金额。价格因社区而异。

库存和新上市数据：

新上市房源数量比2023年1月增加了7.3%。2024年1月共有1,271个新住宅房源上市。新上市房源数量比五年平均水平高17.5%，比十年平均水平高0.8%。
截至2024年1月底，市场上的活跃住宅房源数量为1,961套，比2023年1月底增加了4.5%。
活跃房源数量比五年平均水平高57.4%，比十年平均水平低16.6%。2024年1月底的库存月数为3.1，低于2023年1月底记录的3.5个月。库存月数是指按当前的销售活动速度，售完现有库存所需的月份数。

10月房地产新闻

Fri, 06 Oct 2023 18:58:00 GMT

Ottawa MLS® Home Sales Hold Steady in Lackluster September

The number of homes sold through the MLS® System of the Ottawa Real Estate Board (OREB) totaled 946 units in September 2023. This was unchanged from September 2022.

Home sales were 29.6% below the five-year average and 23.6% below the 10-year average for the month of September.

On a year-to-date basis, home sales totaled 9,889 units over the first nine months of the year. This was a large decline of 13% from the same period in 2022.

“Sales activity came in right on par with where it stood at the same time last year but was still running well below typical levels for a September,” said Ken Dekker, OREB President. “New listings have surged in the past several months, which has caused overall inventories to begin gradually rising again. However, available supply is still low by historical standards, and we have ample room to absorb more listings coming on the market. Our market is also right in the middle of balanced territory, and while MLS® Benchmark prices are down from last year they are still trending at about the same levels from 2021.”

By the Numbers – Prices:
The MLS® Home Price Index (HPI) tracks price trends far more accurately than is possible using average or median price measures.

The overall MLS® HPI composite benchmark price was $643,600 in September 2023, nearly unchanged, up only 0.5% compared to September 2022.
- The benchmark price for single-family homes was $727,500, essentially unchanged, up just 0.6% on a year-over-year basis in September.
- By comparison, the benchmark price for townhouse/row units was $510,900, a small gain of 2.5% compared to a year earlier, while the benchmark apartment price was $422,300, falling by 1.1% from year-ago levels.
The average price of homes sold in September 2023 was $675,412, increasing by 2.7% from September 2022. The more comprehensive year-to-date average price was $672,837, a decline of 6.5% from the first nine months of 2022.
The dollar value of all home sales in September 2023 was $638.9 million, up modestly by 2.7% from the same month in 2022.

OREB cautions that the average sale price can be useful in establishing trends over time but should not be used as an indicator that specific properties have increased or decreased in value. The calculation of the average sale price is based on the total dollar volume of all properties sold. Price will vary from neighbourhood to neighbourhood.

By the Numbers – Inventory & New Listings

The number of new listings saw an increase of 9.8% from September 2022. There were 2,259 new residential listings in September 2023. New listings were 4.8% above the five-year average and 7% above the 10-year average for the month of September.
Active residential listings numbered 2,997 units on the market at the end of September, a sizable gain of 14% from the end of September 2022. Active listings haven’t been this high in the month of September in five years.
Active listings were 33.9% above the five-year average and 18.5% below the 10-year average for the month of September.
Months of inventory numbered 3.2 at the end of September 2023, up from the 2.8 months recorded at the end of September 2022 and below the long-run average of 3.3 months for this time of year. The number of months of inventory is the number of months it would take to sell current inventories at the current rate of sales activity.

Canadians buying homes with family, friends to combat housing affordability woes: Royal LePage survey

According to a recent Royal LePage survey conducted by Leger, six per cent of Canadian homeowners co- own their property with another party, not including their spouse or significant other. Of this group, 89 per cent co-own with family members and seven per cent with friends. Another eight per cent co-own with someone who is not a friend or family member.

Concerning their co-owning situation, 44 per cent of co-owners say that they and all fellow co-owners live in the home together. A smaller percentage (28%) say that they co-own a home with another person(s), but they do not cohabitate. Six per cent of respondents say that they co-own a home with another person(s) and neither party uses the home as a primary residence, rather as an investment or recreational property.

The COVID-19 pandemic forced some Canadians to reconsider their living situation, with many choosing to share living space with friends or family in a time of isolation.

“Different generations of families living under one roof is not a new phenomenon, but has been growing in popularity in recent years,” said Karen Yolevski, COO, Royal LePage Real Estate Services Ltd. “Census data shows that multigenerational households are now the fastest growing household type in Canada. Households group together for many reasons, including communal care for elderly parents, help raising children, cultural preferences or simply to be together.

However, the decision to live together, including co-owning a home, is a decision increasingly made for financial reasons. In an environment where home prices and interest rates have risen quickly and sharply, and where the threshold to qualify for a mortgage has become much more challenging, Canadians are pooling their resources and buying homes together. In cases where homebuyers cannot afford to purchase on their own, they are combining their buying power with their parents, children, siblings or even friends.” “In a market beset by reduced home supply, escalating prices, tightened mortgage qualification requirements, and the highest borrowing rates in more than two decades, many buyers are having difficulties securing the property that they want. Some Canadians are using co-ownership as a way of boosting their borrowing capacity or lowering their monthly mortgage costs, helping them achieve their goal of home ownership,” said Yolevski. “By dividing the cost of a home between more people, Canadians can not only get their foot on the property ladder more easily, but also expand their home search to more desirable locations or larger properties that may not have been accessible with their budget alone.”

Of those who co-own a home with another person(s) and live in the home together, nearly half (49%) say that they purchased the home with another party because they would not have been able to afford a home on their own. Thirty-eight per cent say that by co-owning, they were able to afford a larger property and/or a property in a more desirable neighbourhood. Thirty per cent say that they purchased a co-owned home because they required family support with childcare or taking care of elderly relatives.

“Opting to co-own with friends or family is not as simple as signing a piece of paper next to someone else's name – co-owning a home often comes with meaningful lifestyle changes, and requires in-depth conversations over financial, legal and personal obligations,” said Yolevski. “Regardless of whether you live in the home with your fellow co-owners or not, the responsibilities of owning a home with other people are shared, but so are the benefits.”

9月房地产新闻

Fri, 08 Sep 2023 19:12:00 GMT

Ottawa Resale Market Stalls in August, Supply Challenges Persist

Members of the Ottawa Real Estate Board (OREB) sold 1,196 residential properties in August through the Board’s Multiple Listing Service® (MLS®) System, compared with 1,130 in August 2022, an increase of 6%. August’s sales included 903 in the freehold-property class, up 7% from a year ago, and 293 in the condominium-property category, a 2% increase from August 2022. The five-year average for total unit sales in August is 1,525.

“Sales activity was up marginally on a year-over-year basis in August but remained well below the historical average for this time of year,” says Ken Dekker, OREB President. “There is no shortage of demand given increased immigration and the large Canadian population cohort entering the market. The lack of suitable, affordable housing is a hindrance. High borrowing costs and economic uncertainty are impacting both sellers and buyers, which we expect will continue to result in further market fluctuations.”

Janice Myers, OREB CEO, highlights that these latest figures coincide with the City of Ottawa’s allocation of $110 million for affordable housing. “Even if interest rates were to drop and the economy stabilized, housing will remain out of reach for many Ottawa residents. Collaboration among all levels of government and stakeholders is vital to improving affordability for homeowners and tenants alike. And we need to expand provincial regulations, allowing four or more residential dwelling units on serviced lots, to promote higher-density housing.”

By the Numbers

Average Prices*:

The average sale price for a freehold-class property in August was $709,739, an increase of 0.5% from 2022, and a 5.6% decrease over July 2023 prices.
The average sale price for a condominium-class property was $425,968 an increase of 1% from a year ago, although 1.4% lower than July 2023 prices.
With year-to-date average sale prices at $732,220 for freeholds and $432,571 for condos, these values represent an 8% decrease over 2022 for freehold-class properties and a 5.5% decrease for condominium-class properties.

Inventory & New Listings:

August’s new listings (2,228) increased 7% over August 2022 (2,090) and were on par with last month (2,234). The 5-year average for new listings in August is 2,177.
Months of Inventory for the freehold-class properties has increased to 3 months from 2.9 months in August 2022 and 2.7 months in July 2023.
Months of Inventory for condominium-class properties remains on par with August 2022 at 2.2 months, a slight decrease from 2.3 months in July 2023.
Days on market (DOM) for freeholds have increased to 31 days from 25 days in August 2022 and 26 days in July 2023.
Days on market (DOM) for condos have increased to 29 days from 28 days in August 2022 and 28 days in July 2023.

REALTORS® also help with finding rentals and vetting potential tenants. Since the beginning of the year, OREB Members have assisted clients with renting 4,571 properties compared to 4,172 last year at this time, an increase of 10%.

* OREB cautions that the average sale price can be useful in establishing trends over time but should not be used as an indicator that specific properties have increased or decreased in value. The calculation of the average sale price is based on the total dollar volume of all properties sold. Price will vary from neighbourhood to neighbourhood.

8月房地产新闻

Thu, 03 Aug 2023 19:37:00 GMT

Stabilized July Resale Market Showing Positive Price Change

Members of the Ottawa Real Estate Board (OREB) sold 1,263 residential properties in July through the Board’s Multiple Listing Service® (MLS®) System, compared with 1,102 in July 2022, an increase of 15%. July’s sales included 979 in the freehold-property class, up 18% from a year ago, and 284 in the condominium-property category, a 6% increase from July 2022. The five-year average for total unit sales in July is 1,621.

“Both transactions and average prices are up from last July indicating consumers remain confident in the market notwithstanding the two recent quarter-percent interest rate hikes by the Bank of Canada. We’re only a month into the third quarter, but based on July’s positive indicators, we are likely to see solid year-over-year results in the second half,” says Ottawa Real Estate Board President Ken Dekker.

By the Numbers – Average Prices*:

The average sale price for a freehold-class property in July was $754,188, an increase of 5% from 2022, and a 1% increase over June 2023 prices.
The average sale price for a condominium-class property was $435,094 an increase of 2% from a year ago, although 3% lower than June 2023 prices.
With year-to-date average sale prices at $735,103 for freeholds and $433,447 for condos, these values represent a 9% decrease over 2022 for freehold-class properties and a 6% decrease for condominium-class properties.

“July’s average prices are showing positive gains over last year, and year-to-date numbers, as expected, are still closing the gap from the peak pandemic market activity of early 2022. Additionally, inventory continues to climb steadily as new listings are added to the housing stock, creating more options for homebuyers. August may be a slower month in Ottawa, but I wouldn’t take a vacation from shopping for your home.”

By the Numbers – Inventory & New Listings:

July’s new listings (2,234) were 6% lower than July 2022 (2,364) and down 19% from June 2023 (2,755). The 5-year average for new listings in July is 2,336.
Months of Inventory for the freehold-class properties has decreased to 2.7 months from 2.9 months in July 2022 but increased from 2.1 months in June 2023.
Months of Inventory for condominium-class properties has decreased to 2.3 months from 2.5 months in July 2022, but is up from 1.4 months in June 2023.
Days on market (DOM) for freeholds have increased to 26 days from 20 days in July 2022 and 23 days from June 2023.
Days on market (DOM) for condos have increased to 28 days from 20 days in July 2023 and 27 days in June 2023.

“Although we are in a sellers’ market again, the pandemic’s frenzy has calmed considerably. Sellers need to manage their expectations with true market activity — not every property will automatically see multiple offers or immediate sales. Ultimately, a property’s price is determined by how much a buyer is willing to pay. Using the marketing and negotiation skills of a professional licensed REALTOR® is instrumental for both buyers and sellers in this fluid market.”

REALTORS® also help with finding rentals and vetting potential tenants. Since the beginning of the year, OREB Members have assisted clients with renting 3,921 properties compared to 3,528 last year at this time, an increase of 11%.

7月房地产新闻

Thu, 06 Jul 2023 21:07:32 GMT

Have You Considered A 50/50 Mortgage?

Hybrid mortgages – also known as 50/50 mortgage products – include an equal mix of fixed-rate and variable-rate components within your single mortgage. This means you get the best of both worlds – the security of fixed repayments with the flexibility of a variable rate. Although there was a time in recent years when mortgage experts considered a variable-rate mortgage as the obvious choice to save mortgage consumers money over the long term, with fixed rates remaining near historic lows, a 50/50 mortgage may be a great alternative for you.

In essence, since it's extremely difficult to accurately predict rates over the long term, a 50/50 mortgage offers interest rate diversification, which can help reduce your level of risk.

If you opt for a 50/50 product, half of your mortgage is locked into a five-year fixed rate and half is at a five-year variable rate. You can lock in your variable-rate portion at any time without paying a penalty. As well, each portion of the 50/50 mortgage operates independently – like two separate mortgages – yet the product is registered as only one collateral charge.

The 50/50 mortgage product is well- suited to a variety of borrowers, including those who:

Would normally go fully variable but are afraid prime rate is at its bottom
Aren't comfortable being locked into a fully fixed rate
Can't decide between a fixed or variable mortgage
Savvy first-time homebuyers

Some features of the 50/50 mortgage include:

20% annual lump-sum pre-payment privileges
20% annual payment increase ability
Portability (the option to transfer your existing loan amount to a new property without penalty)

As the 50/50 option is a fairly new offering, according to a recent study by the Canadian Association of Accredited Mortgage Professionals (CAAMP), 5% of Canadian mortgage holders have 50/50 mortgages compared to 28% with variable-rate mortgages and 68% with fixed-rate mortgages. But many experts believe the 50/50 mortgage is quickly gaining momentum.

If you would like a mortgage agent to take a look at your credit situation and give you suggestions - contact a mortgage broker today.

June’s Resale Market Eases into Summer

Members of the Ottawa Real Estate Board (OREB) sold 1,658 residential properties in June 2023 compared with 1,493 in June 2022, an increase of 11%.

“Although June’s transactions surpassed last year’s, the number of sales, average prices, and new listings declined on a week-to-week basis over the course of the month. Compounded by the typical summer decline in activity, the Bank of Canada’s interest rate adjustment at the beginning of the month may have also flattened the curve says OREB's President.

“Supply is trending in the right direction. The increase in inventory is encouraging and indicates sellers have confidence in the market. A growing resale housing stock will result in more selection for buyers and more sales.”

“We are looking forward to a strong second half of 2023 in terms of sales volume and prices compared to last year. Whichever side of the transaction you are on, the advice of a professional REALTOR® who has their pulse on the week-to-week variabilities in Ottawa’s resale market is priceless.”

The average sale price of a residential-class property sold in June in the Ottawa area was $746,445, a decrease of 4% from 2022, but still on par with May 2023 prices. The average sale price for a condominium-class property was $448,380 an increase of 2% from a year ago and up 1% over May 2023 prices.

Should you buy or sell your home first? Here’s how to decide

If you're a homeowner who's thinking about moving, then you've probably pondered the age-old question — should I sell my home before I buy a new one, or buy my next property first?

Whichever option you choose, it's an intensely personal decision that should take into account individual finances,risk tolerance and current market conditions. Some homeowners who have a strict timeline or budget may take comfort in selling their current residence first, while others who have more flexibility will opt to buy their next home before selling.

If you're on the fence about which option works best for you, here are a few insights that can help you make this crucial decision.

Buying your new home first

For homebuyers who are looking for a specific property and want certainty on their moving timeline, buying their new home first may be the best option.

Buying your next home before selling your current one allows you to take your time searching for a property. This is especially beneficial to buyers who want to be in a particular neighbourhood, school district, or desire specific features in a home. Once you've bought your new home, you'll know exactly when your closing date will be, which will help with coordinating the sale of your existing residence.

While the major advantage of buying first is a pre-determined timeline, this can force a short runway for preparing your current home for sale. That means updating, staging and marketing your property will need to happen within a defined time frame, possibly a short one. The risk: if you are unsuccessful in selling your property quickly, you could be stuck with paying two concurrent mortgages. Although bridge financing can be used as a temporary solution to cover the payments of your new and current home,it is expensive and is not applicable in cases where your property hasn't sold yet.

Buying a new property first is best suited to a seller's market, where demand is higher than the number of homes available, and your property has a better chance of selling quickly. For anyone who is working with a strict budget and is relying on the sale of their existing home to determine how much they can afford to buy, purchasing before selling is not recommended.

Selling your current home first

If you're someone who prefers certainty regarding your finances and the sale of your home before making any big real estate decisions, then selling your home before buying a new one may be best.

The obvious benefit to selling your home first is gaining a clear financial picture before your next property purchase. Once you sell your home, you'll know exactly when your closing date is and how much you can afford to spend on a new place. If you're relying on the capital from the sale of your current property, or you're not in a position to financially bridge the gap between the two homes, then selling first may be the best choice for you.

On the flip side, selling first can create pressure to quickly buy a new home. This can be especially tough in markets with low inventory, where homeowners may feel rushed to snap up whatever property is available. For those who are looking for a very specific property that may require more time to find, selling their current home before buying may not be in their best interest. However, if you feel more comfortable selling first, it's a good idea to have a backup plan in place in the event that you can't find a new home quickly. Consider living with family or friends temporarily, or securing a short-term rental.

How your realtor can help

Whether you decide to buy or sell first, your real estate agent is a great resource and can help you make this important decision by outlining each scenario, and determining which option is right for you based on the current market and your unique situation. Their expertise on local market trends will help you determine whether buying or selling first is best for you.

Want to speak with a Royal LePage agent in your community? Reach out. Helping you is what we do!

6月房地产新闻

Thu, 01 Jun 2023 20:32:00 GMT

Ottawa resale market heats up in May

Sale increase for the first time since February 2022

Members of the Ottawa Real Estate Board (OREB) sold 1939 residential properties in May through the Board's MultipleListing Service@ (MLS) System, compared with 1830 in May 2022, an increase of 6%. May's sales included 1 477 in the freehold-property class, up 8% from a year ago, and 462 in the condominium-property category, a 1% increase from May 2022. The five-year average for total unit sales in May is 1,961.

Typically the highest-selling month, May's transactions did not disappoint," says OREB's President."This month we saw the first year-over-year unit sales volume increase since February 2022. It is a promising year for sellers barring any interest rate adjustments, as we saw a correlated drop in sales every time there was an interest rate hike in 2022.

However, with only five to six weeks of inventory, we are ina strong seller's market. With the pent-up high demand and sales volume increasing, we are likely to see upward pressure on prices as demand continues to outstrip supply!

By the Numbers一Average Prices*.

The average sale price for a freehold-class property in May was $745,902, a decrease of 7% from 2022 but still on par with April 2023 prices.

The average sale price for a condominium-class property was $442859, decreasing 6% from a year ago. However, it marks a 2%increase over April 2023 prices.

With year-to-date average sale prices at $727,728 for freeholds and $428,394 for condos, these values represent a 12% decrease over 2022 for freehold-class properties and a 9% decrease for condominium-class properties.

We are not seeing steep price escalations yet. May average prices stayed on par with April's, although prices are well over what we saw at the end of 2022. With demand mounting in Ottawa's chronically undersupplied market, expect the average sale price will surpass last year's figures for a month over the same month in the latter half of 2023 again, provided we do not see interest rate hikes.

Blythe Numbers-Inventory & New Listings:

May's new listings (2,822) were 9% lower than May 2022(3,117) and up 32% from April 2023 (2,140). The 5-year average for new listings in Mayis 2922.

Months of Inventory for the freehold-class properties increased to 1.5 months from 1.2 months in May 2022 but down from 1.9 months in April 2023.

Months of Inventory for condominium-class properties has increased to 1.3 months from 1 month in May, 2022although down from 19 months in April 2023.

Days on market (DOM) for freeholds decreased from 27 to 23 days and 33 to 26 days for condos compared to last month.

Given our housing stock challenges, some neighbourhoods are again in multiple offer territory. REALTORS have up-to-the-minute market data and are best positioned to help both buyers and sellers in this evolving competitive resale market.

Transitioning From Renter To Homeowner

Transitioning from renter to homeowner is one of the biggest decisions you'll make throughout your lifetime. That's why it's essential to surround yourself with a team of experts - including both a mortgage and real estate professional- to walk you through the steps to home ownership, answer all of your questions and concerns, help you decide what kind of home you can afford and get you pre-approved for a mortgage.

With interest rates still hovering around “emergency” levels - low rates never before seen by your parents and even your grandparents - now is an ideal time for first-time homebuyers to embark upon homeownership.

Down payment

The main reason many renters feel they can't afford to purchase a home has to do with saving for a downpayment. But there are many solutions available today that can help first-time buyers with their down payments.

Many lenders will allow for a gifted or borrowed down payment. And of those lenders that will not provide this alternative, many offer cash-back options that can be used as a down payment.

Better yet, there are programs available from some financial institutions where they will offer a “free down payment' or a"flex down'. Of course, you will end up paying about 1% more in your interest rate, but the program will help you get in the homeownership door and start accumulating equity earlier. You must, however, stay with the original lender for the full initial five-year term or else you'll have to pay the downpayment back.

Educating and coaching

There s an endless amount of information available to prospective homeowners - through the Internet, friends, family members and anyone willing to voice their opinion on a given subject. What you really need, therefore, is education and coaching as opposed to being bombarded with more information.

Speaking to a mortgage professional in order to obtain a pre-approval prior to setting out home shopping can help set your mind at ease because many first-time buyers are overwhelmed by the financing and buying processes and often don't know what it truly costs to purchase a home. Real examples can go a long way in showing you what it costs to buy a home in your area versus what you're currently paying in rent. For instance, if a renter is currently paying $800 per month, with that same payment (including taxes) they could afford to buy a $120,000 home. And assuming real estate values increase 2% per year over the next five years, the new homeowner would have accumulated $27,000 in equity in their home. If they continue renting, however, this $27,000 has generated equity in someone else s home.

Last year, a $5,000 increase was made to the RRSFHome Buyers Plan, meaning first-time homebuyers can now withdraw up to $25,000 from their RRSPs for a down payment-tax- and interest-free.

And if you're part of a couple making a home purchase together, you can each withdraw up to $25,000 from your RRSPs.

5月房地产新闻

Mon, 01 May 2023 19:20:00 GMT

Real estate activity in Canada’s cottage country returns to seasonal norms after more than two years of pandemic fueled exuberance

Following a period of relentless buyer demand and fast-rising home prices during the pandemic real estate boom, Canada's recreational markets are anticipating more subdued activity levels and price declines in 2023.

According to the recently-released Royal LePage 2023 Spring Recreational Property Report, the aggregate price of a single-family home in Canada's recreational regions is forecast to decrease 4.5% in 2023 to $592,005, compared to 2022, as activity in the market wanes. This is due to reduced demand as a result of economic uncertainty and a lack of available housing stock, which has helped to keep prices stable. Despite a modest decrease expected this year, the national aggregate price would remain more than 32% above 2020 levels, after two years of double-digit price gains in the country's recreational real estate market.

In 2022, the aggregate price of a single-family home in Canada's recreational property regions increased 11.7% year-over-year to $619,900. This follows year-over-year price gains of 26.6% in 2021.

“After two years of relentless year-round competition, Canada's recreational property markets have slowed and returned to traditional seasonal sales patterns,” said Phil Soper, president and CEO, Royal LePage. “While interest rate hikes have less of an impact on the recreational market than homes in urban settings, because families typically put more money down and borrow less, general consumer inflation combined with a severe lack of inventory has dampened sales activity.

According to a survey of more than 200 Royal LePage recreational real estate professionals across the country, 57% of respondents reported less inventory this year, compared to last year. At the same time, 51% of respondents said they have witnessed less demand for recreational properties in their region, compared to this time last year. When compared to typical pre-pandemic levels, 65% of recreational property experts nationally reported less inventory, while a majority reported similar (38%) or more (38%) demand.

“Recreational homebuyers tend to purchase for leisure and life-enriching purposes. Call it a want versus a need,” added Soper. “Unlike many city buyers who may need to acquire a principal residence quickly, secondary home purchasers often have the benefit of time to find the right property for their specific needs.”

Quebec and Ontario expected to see the largest recreational property price decreases in 2023, with forecasted declines of 8% and 5%, respectively, compared to 2022

RESALE MARKET SPRINGS BACK IN FAVOUR OF SELLERS

Members of the Ottawa Real Estate Board (OREB) sold 1,488 residential properties in April 2023 compared with 1,876 in April 2022, a decrease of 21%.

“Ottawa’s resale market is on a steady upward trajectory, narrowing the comparison gap to peak pandemic activity in 2022. However, with new listings not keeping pace, the available housing stock is declining, and with less than two months of inventory — we’re back into seller’s market territory,” says OREB's President.

The average sale price of a residential-class property sold in April in the Ottawa area was $747,123, a decrease of 10% from a year ago. The average sale price for a condominium-class property was $435,875 a decrease of 8% from 2022.

“Upward pressure on sales prices continues with average prices increasing for the fourth month since the market low in December. Additionally, multiple offer situations have returned to certain neighbourhoods and overall days on market are maintaining their downward trend. There continues to be low inventory in certain property classes and new product is coming to the market at a slower rate, which is affecting supply”, adds OREB's President.

6 tips for a seamless moving day

Moving into a new home should be an exciting time, but without proper planning and organization, the whole experience can quickly turn into an overwhelming ordeal.

To help ease the anxieties of moving day, here's a handy to-do list to keep you organized and on-track:

1. Plan ahead

This may seem obvious, but many people find themselves rushing to hire movers and pack their belongings in the final frantic days leading up to their big move. To avoid the stress this can cause, and to ensure moving day flows smoothly, be sure to start packing at least one month in advance. Focus on one room or closet at a time, and use this as an opportunity to purge items you no longer need. Moving into a new place means starting fresh – donate, rehome or recycle those belongings that won't serve a purpose in your new home. Remember, the first and last days of the month are popular moving days, so don't put off booking your professional movers in advance.

2. Optimize your packing process

For safe travels and storage, pack your belongings in durable moving boxes, ideally new or ones that have little wear-and-tear. There's also the option to rent reusable moving crates that can be returned once your move is complete. You can even hire professional packers to do it for you! To avoid sensitive items getting wet or damaged, use plastic, sealable bags and bins to protect clothing, books and important documents. And, be sure to bubble wrap glassware and fragile items to keep them from shattering in transit!

3. Label and organize your boxes

Label each moving box with the room it belongs in (ie. kitchen, bathroom, bedroom #1). Take it a step further by numbering each box and creating a tracking document to specify which boxes should go in each room. This not only makes it easier for your movers to know where to place your items, but it also helps you to keep track of all your boxes.

4. Make those small repairs before moving in

If time allows, paint the walls, deep clean the appliances, and complete any minor repairs before moving into your new place. Unsurprisingly, it is a lot better to have a fully functioning home before you start to unpack and assemble furniture. If this is not an option for you, consider placing all your items in the garage or basement at first, or simply in the centre of a room, to allow you a few days to clean thoroughly and complete any small jobs necessary before settling into your new space.

5. Update your services and accounts

It can take time for some utilities to get up and running. Set a reminder to take your name off your current utility bills and set up accounts for services at your new place in advance of moving in. Remember to also change the mailing address on your subscriptions, delivery services, and most importantly government and banking documents.

6. Make a plan for your first night

Moving day can be a long and tiring process, so you'll want to plan ahead for that first night. You may not have the time or energy to set up your bedroom right away, or perhaps you are having a new mattress delivered in the coming week. Book a hotel or arrange to stay with family or friends until you are ready to sleep comfortably in your new home.

4月房地产新闻

Sat, 01 Apr 2023 18:46:00 GMT

Buyers spring back: Sidelined Canadians plan return to market

More than a quarter of Canadians who put their home purchase plans on hold over the last year say they will resume their search this spring

Climbing interest rates have given many Canadian homebuyers reason to pause their purchase plans over the last year. Nearly one quarter of Canadians (24%) were in the market for a new home this past year, and 63% of them say they postponed their plans due to rising rates, according to a recent Royal LePage survey, conducted by Maru/Blue. Now,with the Bank of Canada placing a hold on the overnight lending rate for the first time since March of 2022,many homebuyers intend to resume their purchasing plans once again. Of those who say they postponed their plans, 62% now intend to return to the market.

The survey found that more than a quarter (26%) of Canadians who put their home purchase plans on hold over the last year due to rising interest rates will resume their search this spring, following the Bank of Canada's announcement last month to hold the overnight lending rate at 4.5%. Meanwhile, more than one third (36%) say they plan to move forward with their buying intentions, but will wait for the central bank to maintain the current rate for several consecutive months. Some 25% of those who postponed their home buying goals stated that they do not intend to resume their plans in the near future.

“Eight times a year, the Bank of Canada announces changes to its key interest rate, and for eight consecutive meetings, they aggressively raised rates in an effort to tame runaway inflation. On March 8th, 2023 they did nothing and doing nothing was a very big deal,” said Phil Soper, president and CEO, Royal LePage.“Based on our just-completed national survey,this was the signal that many Canadians were waiting for – an indication that it was safe to wade back into the housing market to search for the family home they so desperately want or need.”

For those Canadians who intend to jump back into the housing market, many are gravitating towards a fixed rate mortgage, which can shelter homeowners from fluctuating interest rates. More than half (53%) say they would choose a four- or five-year fixed rate mortgage, and 17% say they would choose a short-term fixed-rate mortgage (1-3 years). Some 16% of respondents say they would opt for a variable rate mortgage.

“The Bank of Canada has indicated that it believes the rate hikes completed over the past twelve months are working their way through the economy, and that inflation should fall to three per cent by mid-year,” continued Soper. “While stating that they believe this period of rising rates is behind us, the bank qualified the statement, stating that if needed, it will increase rates again in the future.That said, it is unlikely we will see another period of back-to-back rate hikes in the near future.

March Resales: Signs of Spring Surge Sprouting

Members of the Ottawa Real Estate Board (OREB) sold 1,194 residential properties in March 2023 compared with 2,003 in March 2022, a decrease of 40%.

“The recent rise in transactions is a sign of typical spring activity, even if we’re behind the pandemic peaks of 2022. As spring unfolds, so too will a clearer picture of Ottawa’s balanced market state,” says OREB's President. “As evidenced by the recent climb in freehold prices, Ottawa’s resale market is stabilizing along with the interest rate. Condos remain steady due to their lower price point, there’s more affordability based on the current interest rate structure. Prices are certainly headed in the right direction—if you are looking forward.”

The average sale price of a residential-class property sold in March in the Ottawa area was $710,070, a decrease of 17% from a year ago. The average sale price for a condominium-class property was $418,670 a decrease of 13% from 2022.

“Well-priced and well-prepared homes are selling. REALTORS® have up-to-the-minute statistics to ensure sellers are positioning themselves at the current market value based on recent sales and hyper-local market comparisons. Buyers can benefit from the same data along with their negotiation expertise to guarantee they are receiving the best value for their dollar.”

Saving for your first home? Here's what you need to know about Canada's First Home Savings Account (FHSA)

When it comes to putting money away to buy their first home, the federal government's 'tax-free in, tax-free out' First Home Savings Account aims to give Canadians a helping hand.

As of April 1st, Canadians aged 18 or older who are purchasing their first home are eligible to enroll in a tax-free First Home Savings Account (FHSA). Introduced in the 2022 federal budget, the FHSA combines elements of a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP), allowing users to make tax-deductible contributions and tax-free withdrawals from the account for the purposes of saving for a home.

Am I eligible for the FHSA?

In order to open an FHSA, users must be at least 18 years old and a Canadian resident. Account holders must also be a first-time homebuyer — someone who has not owned a home and lived in it during the calendar year before the account is opened, or at any time during the prior four calendar years.

An FHSA can be used for a maximum of 15 years, and stay open until December 31st in the year that the account holder turns 71 years old. Users cannot contribute to their spouse or common-law partner's FHSA.

How much can I contribute to my FHSA?

FHSA holders can contribute an annual maximum of $8,000 into their account, with a lifetime contribution limit of $40,000. Unused contribution room can be carried over to the next year up to a maximum of $8,000. Carryforward amounts start accumulating after the user opens the FHSA for the first time. Only the account holder can claim an income tax deduction for contributions made in a particular taxation year.

It is possible to have more than one FHSA open at a time, but the total amount that an individual can contribute to all of their FHSAs cannot exceed their annual and lifetime contribution limits. Similar to a TFSA, a 1% tax is applied on over-contributions to an FHSA for each month that the excess amount exists in the account.

What are the benefits of the FHSA?

An FHSA marries together the concepts of a TFSA and an RRSP in one account.

Contributions to an FHSA, like an RRSP, are taxdeductible. Additionally, any withdrawals made for the sake of purchasing a home are non-taxable, similar to a TFSA, including any investment growth. Users can take advantage of a series of qualified investments in their FHSA, including mutual funds and publicly-traded securities, plus government and corporate bonds. Users can also set up a self-directed FHSA to manage their own portfolio.

What happens when I want to take money out of my FHSA?

If a user wants to withdraw funds from their account, there are a few things to keep in mind.

The account holder must be a first-time homebuyer at the time a withdrawal is made. The qualifying home must be acquired (or construction must be completed) no more than 30 days prior to the withdrawal, and before October 1st of the following year, with the intention of occupying the property as their principal residence within one year after acquiring it. Be sure to read carefully the definitions of a first-time homebuyer and a qualifying home.

If you wish to transfer money out of your FHSA to another account, you can do so to another FHSA, an RRSP or a Registered Retirement Income Fund (RRIF). Be sure to close your FHSA on or before December 31st of the year following your first qualifying withdrawal, when your participation period concludes.

To learn more about the First-Home Savings Account, visit Canada.ca.

3月房地产新闻

Wed, 01 Mar 2023 20:23:00 GMT

Resale Market Stabilizes in February with a Glimmer of Hope for Buyers and Sellers Alike!

Members of the Ottawa Real Estate Board (OREB) sold 855 residential properties in February through the Board’s Multiple Listing Service® (MLS®) System, compared with 1,411 in February 2022, a decrease of 39%. February’s sales included 633 in the freehold-property class, down 42% from a year ago, and 222 in the condominium-property category, a decrease of 31% from February 2022. The five-year average for total unit sales in February is 1,157.

“We’re going to see declines in transactions and prices when we compare current figures to last February — the height of the pandemic resale market activity,” says Ottawa Real Estate Board’s President Ken Dekker. “On the other hand, with the Bank of Canada holding interest rates steady, prospective buyers have more budget certainty to work with as we head into the spring market.”

By the Numbers – Average Prices*:

The average sale price for a freehold-class property in February was $708,968, a decrease of 15% from 2022. However, it marks a 5% increase over January 2023.
The average sale price for a condominium-class property was $410,927, decreasing 12% from a year ago.
With year-to-date average sale prices at $695,086 for freeholds and $411,449 for condos, these values represent a 14% decrease over 2022 for freehold-class properties and a 10% decrease for condominium-class properties.

“The average price increase for freeholds over January could be an indicator that buyers have normalized to the current interest rates. And perhaps, it’s a glimmer of more activity to come in the months ahead.”

By the Numbers – Inventory & New Listings:

Months of Inventory for the freehold-class properties has increased to 2.8 months from 0.7 months in February 2022.
Months of Inventory for condominium-class properties has increased to 2.5 months from 0.7 months in February 2022.
February’s new listings (1,366) were 22% lower than February 2022 (1,762) and up 3% from January 2023 (1,323). The 5-year average for new listings in February is 1,632.
Days on market (DOM) for freeholds decreased from 43 to 37 days and 47 to 43 days for condos compared to last month.

“A decrease in the days on market, paired with fewer new listings entering the market, is good news for sellers,” says Dekker. “However, if that trend continues to impact our supply stock and we don’t get more inventory, our otherwise balanced market could swing back into seller’s territory — but it’s too early to predict.”

“The best advice for sellers and buyers in today’s market is to pay close attention to the comparison and competition insights only a REALTOR® can offer. Ottawa is made up of many micro-markets, and neighbourhood-level data is vital to standing out and closing deals.”

REALTORS® also help with finding rentals and vetting potential tenants. Since the beginning of the year, OREB Members have assisted clients with renting 995 properties compared to 800 last year at this time, an increase of 24%.